Helping individuals and families find affordable coverage and long-term peace of mind.
Guidance You Can Trust for Medicare, Life Insurance, and Retirement Planning
Find Your Coverage With Guidance You Can Trust
From Medicare to life and retirement planning, we make insurance easy to understand and simple to choose.
Medicare
Medicare Advantage
Get all-in-one coverage that often includes hospital, medical, and prescription benefits in one convenient plan.
Medicare Supplement Insurance
Fill the gaps in Original Medicare by helping cover out-of-pocket costs like copayments, coinsurance, and deductibles.
Prescription Drug Plans
Affordable coverage to help pay for the medications you need, reducing your out-of-pocket pharmacy costs.
Pennie
Pennie® Health Coverage Support in Pennsylvania
Pennie® is Pennsylvania’s official health insurance marketplace, offering individuals and families affordable coverage and potential financial assistance. As a Certified Pennie Broker, Francis Ferrer at F&F Benefit Advisors provides step‑by‑step guidance to help you understand your options, complete your enrollment, and choose the plan that best fits your needs and budget, making the process simple and stress‑free.
Life Insurance
Final Expense Life Insurance
A simple, affordable policy designed to cover funeral and burial costs so your loved ones aren’t left with financial stress.
Term Life Insurance
Flexible coverage for a set period of time, ideal for protecting your family during critical years.
Whole Life Insurance
Lifetime coverage that builds cash value while ensuring your loved ones are always protected.
Annuities
Build Guaranteed Income for Your Retirement
A safe way to grow savings and create a reliable stream of income for retirement, giving you financial security for the future.
Long & Short Term Care
Long Term Care
Helps pay for extended care needs, whether at home or in a facility, so you can protect your assets while receiving quality care.
Short Term Care
Provides temporary coverage for recovery periods after an illness or injury without long-term commitments.
Cancer, Heart Attack, Stroke
Cancer Insurance
Offers cash benefits to help cover treatment costs, travel, and daily expenses after a cancer diagnosis.
Heart Attack Insurance
Provides financial assistance for unexpected costs during recovery from a heart attack.
Stroke Insurance
Gives you cash benefits to manage medical bills and living expenses while recovering from a stroke.
Dental, Vision & Hearing
Dental Insurance
Coverage for routine exams, cleanings, and common dental procedures at an affordable cost.
Vision Insurance
Helps pay for eye exams, glasses, and contact lenses so you can maintain healthy vision.
Hearing Insurance
Assists with the costs of hearing exams and hearing aids to improve your quality of life.
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Copyright©2025 F&F Benefit Advisors, LLC. All Rights Reserved.
Copyright©2025 F&F Benefit Advisors, LLC. All Rights Reserved.